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Monday, 18 May 2020

Job Vacancy for Credit Risk Officer at a Microfinance Bank - Jemi Neil Consulting

Company Description:
Jemi Neil Consulting - Our client, a Microfinance Bank seeks to engage the services of an experienced and detail-oriented candidate for the position below:
Job Title: Credit Risk Officer
Location: Victoria Island, Lagos
Job Descriptions
  • We seek to engage the services of a Credit Officer to facilitate lending for their company by assessing creditworthiness. The Credit Officer will be responsible for preparing loan applications, evaluating clients’ financial information and calculating risk ratios.
  • To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Job Responsibilities
The credit risk officer will assist the Risk Department to:
  • Ensure on-going compliance with regulatory requirements;
  • Analyze risks and approve or reject loan requests, review clients’ financial status, evaluate creditworthiness and risks, calculate financial ratios (e.g. Debt to Income Ratio and interest rates)
  • Set up payment plans
  • Help to prepare various credit reports to be presented to Senior Management;
  • Ensure all transactions have full and proper documentation.
  • Perform risk assessments and review the credit application submitted by front line officers; exercise credit judgment; and make sound credit recommendations and / or decisions;
  • Perform pro-active on-going credit monitoring and risk management on the client as well as portfolio level;
  • Ensure all internal credit policies and procedures are adhered to and help to develop or enhance such policies and procedures;
Job Requirements
  • Good understanding of the risk issues across a wide variety of corporations, industries and regions;
  • Good analytical, communications and interpersonal skill;
  • Good report writing skills
  • Proficiency in use of MS Word, Excel and PowerPoint.
  • University degree holder or above in Management, Business Administration, Finance, Economics, Accountancy or related discipline;
  • At least 2 years’ experience in corporate lending or credit risk management;
Application Closing Date
28th May, 2020.
How to Apply
Interested and qualified candidates should forward their CV and Cover Letter (Highlighting similar work experience) to: recruitment@jemineil.com with the email subject as "Credit Risk Officer ".
Note: Candidate must reside on the Island.

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